Everyone, whether they are accustomed to life-saving and new start learning to save or newly freed from the burden of debt, at a time in his life would have difficulty in controlling impulse spending impulsively.
Everyone, whether they are accustomed to life-saving and new start learning to save or newly freed from the burden of debt, at a time in his life would have difficulty in controlling impulse spending impulsively. Have you ever bought a new television-sized and most sophisticated real when you know you do not really need that new TV? Or have you ever buy expensive clothes just because it's being discounted when you know you will very rarely wear it? Do things like this happen in your everyday life?
Overcoming the urge to impulse shopping is very difficult, especially when you look at a big discount or friends you wear something that makes you very jealous. However, you should know that there are some things you can do to control this urge. There are five smart ways that will not only help create healthy behaviors on shopping, but also helps you control impulsive spending habits, among others:
1. Pause before buying
Did you know that you can prevent the purchase of any item simply by delaying for a day (or 24 hours) prior to completing the purchase transaction. This does not only apply to goods that you see at the mall, but also for goods sold online. By delaying, you planted the idea in your brain that you actually do not need the stuff you want to buy it.
2. Avoid situations that trigger impulsive shopping desires
Most desire to shopping impulsively derived from the test of self-control situation. You can avoid this by imposing new rules, such as more frequent spending free time at home than outside. When you're comfortable at home, you will feel lazy to go to the mall which will further prevent you from seeing the items that can trigger your shopping desires. Plan your shopping time to once a week or even once a month. To control the impulsive shopping online, you can unsubscribe (unsubscribe) all e-mail offers from the website of your favorite online shopping.
3. Get used to create a list
It does not only make a shopping list for weekly or monthly shopping activity you, but also make a list of items that you want for the long term. For example, for a birthday present, ask your family members what they want for their birthday. Encourage each member of the family to plan and save for a celebration or birthday presents them respectively. It also can be applied to plan a family vacation or home renovation plans. You need to remember that shopping is not a bad habit, but you only need to do it with careful consideration.
4. Give the pocket money to yourself
After you pay all your financial obligations, such as school fees, credit card bills, gas money, etc., give pocket money to yourself as a reward for your hard work during the month. It does not need a large amount of money, for example, simply by setting aside a portion of each month that you can use to buy anything, for example, if your hobby is reading, you can buy a novel with this pocket money. The bottom line is you have planned spending like this, and when the pocket money that is already in use, you must wait until payday to come to your pocket money next.
5. Develop a sense of complacency
It is common knowledge that the more a person or property ownership, does not guarantee personal satisfaction or happiness of the person. You need to remember that self-satisfaction comes from gratitude for what we have, not what we want to have. You can enjoy precious time with family and loyal friends. You can be grateful for the blessings of God or goodness of other people who do not you think not. All of these can help you develop is more important in life and can help you feel self-satisfaction.
Remember that you are controlling your spending, not vice versa. Find your weaknesses, then make a plan of action to control it.
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